Pragmatic Solutions LLC
Financial Fitness Coach
Business Architect Consultant
Financial Literacy Orator
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Based on the information in your credit file, credit agencies compile these scores, also known as FICO scores for the system the three major bureaus (Experian, Equifax and TransUnion) use. Each agency will report a slightly different score, but they should all paint a similar picture of your credit history. Your credit score is your financial report card, showing lending institutions your credit stability and management. Fico scores range from 300 to 850, but the higher the score, the better. Here are the elements that make up your score and how much weight each aspect carries.
“Everyone has credit, they just may not use it effectively, or truly understand how it affects them in their everyday life”, says Emani Harris. Mr. Harris teaches people lucrative strategies towards effectively managing their credit card usage. In addition, Mr. Harris teaches his clients positive ways to re-establish their credit and ensure there are more positive attributes than negative ones. He helps clients to remove negative items from their credit report and focuses on the factors that go into determining your creditworthiness and how interest rates are assessed. Please fill out the contact form below, for all inquiries